AIDF Smart Saver
Everyday savings account with competitive interest, no monthly fees, and free internet banking. Start saving with as little as $10.
AFRICAN DEVELOPMENT AND FINANCE BANKDevelopment & Finance Bank
Log in
Savings Accounts
Save smarter with accounts designed for your goals.
AIDF offers a range of savings accounts that help you build financial security. Competitive interest rates, flexible access, and digital tools to track and grow your savings.
Savings Accounts
Save smarter with accounts designed for your goals.
AIDF offers a range of savings accounts that help you build financial security. Competitive interest rates, flexible access, and digital tools to track and grow your savings.
What We Offer
AIDF Smart Saver
Everyday savings account with competitive interest, no monthly fees, and free internet banking. Start saving with as little as $10.
Future Saver
Goal-based savings account with higher interest rates for committing to regular monthly deposits. Perfect for medium-term savings goals.
Child Saver
Savings account for children under 18, managed by a parent or guardian. Teaches financial literacy with a dedicated app interface for young savers.
Fixed Deposits
Lock in competitive rates for terms from 30 days to 5 years. Flexible tenor options with interest paid monthly, quarterly, or at maturity.
What We Offer
Banking services with a clear purpose.
Choose accounts, lending, digital banking, and support services shaped around how customers manage money every day.
Future Saver
Goal-based savings account with higher interest rates for committing to regular monthly deposits. Perfect for medium-term savings goals.
Child Saver
Savings account for children under 18, managed by a parent or guardian. Teaches financial literacy with a dedicated app interface for young savers.
Fixed Deposits
Lock in competitive rates for terms from 30 days to 5 years. Flexible tenor options with interest paid monthly, quarterly, or at maturity.
Why Choose AIDF
Built for your success.
Competitive interest rates with no minimum balance fees
Benefit
Free internet banking and mobile app access
Benefit
Automatic savings plans to build your savings habit
Benefit
Interest compounded monthly for maximum growth
Benefit
Deposit protection under national deposit insurance schemes
Benefit
Got Questions?
Frequently asked questions.
The Smart Saver account has no minimum balance requirement. Future Saver requires a minimum monthly deposit of $50.
Interest is calculated on the daily closing balance and credited to your account monthly. The interest rate is tiered, with higher balances earning higher rates.
Early withdrawal is permitted but may incur a penalty equivalent to 1-3 months of interest, depending on the tenor and terms of the deposit.