Savings & Current Accounts
Choose from Smart Saver, Future Saver, Child Saver, Classic Current, and Platinum Current accounts with competitive rates and low fees.
AFRICAN DEVELOPMENT AND FINANCE BANKDevelopment & Finance Bank
Log in
Personal Banking
Everyday banking tailored to your ambitions.
Open and manage accounts, cards, loans, and digital services with confidence. AIDF Personal Banking gives you secure access to savings, current accounts, fixed deposits, and credit facilities designed around your financial goals.
Personal Banking
Everyday banking tailored to your ambitions.
Open and manage accounts, cards, loans, and digital services with confidence. AIDF Personal Banking gives you secure access to savings, current accounts, fixed deposits, and credit facilities designed around your financial goals.
What We Offer
Savings & Current Accounts
Choose from Smart Saver, Future Saver, Child Saver, Classic Current, and Platinum Current accounts with competitive rates and low fees.
Cards & Payments
Debit and credit cards with contactless technology, rewards programmes, virtual cards for online security, and global acceptance.
Personal Loans & Credit
Access personal loans, salary advances, asset financing, and overdraft facilities with transparent terms and fast approval.
Digital Banking
Manage your money anytime via internet banking and the AIDF mobile app. Transfer funds, pay bills, check balances, and more.
Savings & Investments
Build your future with fixed deposits, treasury-linked savings, retirement planning, and managed investment portfolios.
Secure Banking
Multi-factor authentication, real-time transaction alerts, fraud monitoring, and full regulatory compliance keep your money safe.
What We Offer
Banking services with a clear purpose.
Choose accounts, lending, digital banking, and support services shaped around how customers manage money every day.
Cards & Payments
Debit and credit cards with contactless technology, rewards programmes, virtual cards for online security, and global acceptance.
Personal Loans & Credit
Access personal loans, salary advances, asset financing, and overdraft facilities with transparent terms and fast approval.
Digital Banking
Manage your money anytime via internet banking and the AIDF mobile app. Transfer funds, pay bills, check balances, and more.
Savings & Investments
Build your future with fixed deposits, treasury-linked savings, retirement planning, and managed investment portfolios.
Secure Banking
Multi-factor authentication, real-time transaction alerts, fraud monitoring, and full regulatory compliance keep your money safe.
Why Choose AIDF
Built for your success.
Relationship-led service with dedicated personal bankers
Benefit
Competitive interest rates on savings and deposits
Benefit
24/7 digital banking access from anywhere
Benefit
Transparent fee structure with no hidden charges
Benefit
Pan-African branch network for in-person support
Benefit
Got Questions?
Frequently asked questions.
You need a valid government-issued ID (passport, national ID, or driver's licence), proof of residence (utility bill or bank statement), and a passport-sized photograph.
Online applications are reviewed within 24 hours. Once verified, your account is activated and you receive your account details and debit card within 3 business days.
Yes. Download the AIDF mobile banking app from Google Play or the App Store, or use internet banking from any browser to manage your accounts 24/7.
Basic accounts have no monthly maintenance fees. Premium accounts have a modest monthly fee that is waived when a minimum balance is maintained.